Terms & Conditions — clubphp.com

01. Acceptance of Terms

These Terms & Conditions govern your access to and use of the clubphp.com website, mobile platform, games, and all related services (collectively, the "Services"). By accessing the Platform in any way — whether by browsing, registering, depositing, or playing — you agree to be legally bound by these Terms, our Privacy Policy, and any additional rules or guidelines posted on the Platform.

clubphp.com reserves the right to amend, modify, or replace these Terms at any time without prior notice. The most current version will always be available on this page with the date of last revision. Your continued use of the Platform following any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

02. Eligibility

To register and use clubphp.com, you must satisfy all of the following eligibility requirements:

• You must be at least 21 years of age, as required under Philippine law for casino-style gambling activities.
• You must be a resident of or physically located in a jurisdiction where online gambling is legal and permitted.
• You must not be listed on any self-exclusion register maintained by clubphp.com or PAGCOR.
• You must not be an employee, contractor, director, or immediate family member of an employee of clubphp.com or any of its affiliated companies.
• You must have full legal capacity to enter into a binding agreement under the laws of the Republic of the Philippines.

clubphp.com reserves the right to request proof of age and identity at any time. Accounts found to be in violation of the age requirement will be immediately suspended, all winnings forfeited, and deposits returned at the sole discretion of the Platform.

03. Account Registration

To access the full range of Services on clubphp.com, you must create a registered account. During registration, you agree to:

• Provide accurate, current, and complete information including your full legal name, date of birth, address, and valid contact details.
• Maintain and promptly update your account information to keep it accurate and complete.
• Create only one (1) account per person, household, IP address, device, or payment method.
• Keep your username and password strictly confidential and not share them with any third party.
• Notify clubphp.com immediately if you suspect unauthorized access to your account.

3.1 Identity Verification (KYC)

clubphp.com is required to conduct Know Your Customer (KYC) verification in compliance with Philippine anti-money laundering regulations. You may be required to submit government-issued identification (such as a Philippine passport, driver's license, or SSS/UMID card), proof of address, and proof of payment method before withdrawals are processed. Failure to complete KYC verification may result in withdrawal delays or account suspension.

3.2 Account Security

You are solely responsible for all activity that occurs under your account. clubphp.com will not be liable for any loss or damage arising from your failure to maintain the security of your login credentials. We strongly recommend enabling two-factor authentication (2FA) where available.

04. Deposits & Withdrawals

4.1 Deposits

clubphp.com accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, and other payment methods listed on the Platform. The minimum deposit amount is ₱100. All deposits must be made from payment accounts registered in your own name. Third-party deposits are strictly prohibited.

Deposits are generally credited to your account instantly or within a few minutes depending on the payment method. clubphp.com is not responsible for delays caused by third-party payment processors.

4.2 Withdrawals

Withdrawal requests are processed subject to the completion of KYC verification and any applicable wagering requirements. Standard withdrawal processing times are as follows:

• GCash / PayMaya: Within 15 minutes to 2 hours
• BPI / BDO / Metrobank: 1 to 3 business days

clubphp.com reserves the right to request additional documentation before processing any withdrawal. Withdrawals must be made to the same payment method used for the corresponding deposit where technically possible.

4.3 Currency

All transactions on clubphp.com are conducted in Philippine Peso (PHP / ₱) unless otherwise specified. Currency conversion fees, if applicable, are the responsibility of the player.

05. Bonuses & Promotions

clubphp.com offers various bonuses and promotional offers to eligible players. All bonuses are subject to the following general conditions unless otherwise stated in the specific promotion's terms:

• Bonuses are available to registered players who have completed account verification.
• Each promotion may have its own wagering requirements, minimum deposit thresholds, eligible games, and expiry periods. These will be clearly stated at the time of the offer.
• Bonuses cannot be transferred, exchanged for cash, or combined with other offers unless explicitly permitted.
• Only one welcome bonus is available per player, household, IP address, or device.
• clubphp.com reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.

5.1 Bonus Abuse

Any attempt to exploit, manipulate, or abuse bonus offers — including but not limited to creating multiple accounts, using automated software, or engaging in low-risk betting patterns designed to clear wagering requirements — constitutes a violation of these Terms. clubphp.com reserves the right to void bonuses, forfeit winnings, and suspend or permanently close accounts found to be engaged in bonus abuse.

06. Gameplay Rules

All games available on clubphp.com are governed by individual game rules, which are accessible within each game interface. In addition to game-specific rules, the following general gameplay conditions apply:

• All game outcomes are determined by certified Random Number Generator (RNG) systems or live dealer procedures, as applicable.
• In the event of a technical malfunction or disconnection during gameplay, clubphp.com will make reasonable efforts to resolve the issue fairly. Bets placed during a confirmed technical error may be voided.
• Players may not use any software, tool, or strategy designed to gain an unfair advantage over the Platform or other players.
• Return-to-Player (RTP) percentages for all games are available upon request and are subject to the game provider's certified rates.
• clubphp.com reserves the right to void any bet or game round where there is evidence of system error, data corruption, or fraudulent activity.

07. Prohibited Conduct

The following actions are strictly prohibited on clubphp.com. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of funds, and referral to relevant authorities:

• Registering more than one account or using another person's account.
• Providing false, misleading, or fraudulent information during registration or KYC verification.
• Using the Platform for any money laundering, fraud, or other illegal financial activity.
• Attempting to reverse, charge back, or dispute legitimate transactions with your payment provider.
• Using automated bots, scripts, or software to interact with the Platform.
• Colluding with other players to gain an unfair advantage in any game.
• Exploiting software bugs, errors, or vulnerabilities. Any such discovery must be reported to clubphp.com immediately.
• Engaging in abusive, threatening, or harassing behavior toward other players or clubphp.com staff.

08. Intellectual Property

All content on clubphp.com — including but not limited to the website design, logos, graphics, text, software, game content, and trademarks — is the exclusive property of clubphp.com or its licensors and is protected by applicable intellectual property laws of the Republic of the Philippines and international treaties.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for personal, non-commercial entertainment purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from clubphp.com without prior written consent.

09. Limitation of Liability

To the fullest extent permitted by applicable law, clubphp.com and its officers, directors, employees, and affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform.
• Loss of profits, data, goodwill, or other intangible losses resulting from your access to or inability to access the Services.
• Any unauthorized access to or alteration of your account or data.
• Any interruption, suspension, or termination of the Services.
• Any losses arising from your reliance on information provided on the Platform.

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not permitted, our liability shall be limited to the maximum extent permitted by law. Nothing in these Terms shall exclude liability for fraud, gross negligence, or any other liability that cannot be excluded by law.

10. Responsible Gaming

clubphp.com is committed to promoting responsible gaming practices across the Philippines. We provide the following tools to help players manage their gaming activity:

• Deposit Limits: Set daily, weekly, or monthly deposit caps on your account.
• Session Time Limits: Receive alerts and automatic logouts after a set period of play.
• Cooling-Off Periods: Temporarily suspend your account for a defined period.
• Self-Exclusion: Permanently exclude yourself from the Platform. Self-exclusion requests are irrevocable for the duration of the exclusion period.
• Reality Checks: Periodic on-screen reminders of your session duration and net gaming activity.

If you believe you or someone you know may have a gambling problem, we encourage you to seek help. clubphp.com supports responsible gaming initiatives in the Philippines. You may contact our support team to activate any of the above tools at any time.

11. Account Suspension & Termination

clubphp.com reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Failure to complete KYC verification within a reasonable timeframe.
• Suspected fraudulent activity, money laundering, or other illegal conduct.
• Chargebacks or payment disputes initiated by the player without valid cause.
• Provision of false or misleading information during registration.
• Violation of the age eligibility requirement.

Upon account closure for cause, clubphp.com reserves the right to withhold any pending withdrawals pending investigation. If no wrongdoing is established, legitimate balances will be returned to the player via the original payment method. Bonus funds and winnings derived from bonus funds may be forfeited in cases of Terms violations.

Players who wish to voluntarily close their account may do so by contacting our support team. Voluntary account closure requests will be processed within 5 business days.

12. Privacy

Your privacy is important to us. The collection, use, and protection of your personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using clubphp.com, you consent to the processing of your personal data as described in the Privacy Policy.

clubphp.com complies with the Republic Act No. 10173, also known as the Data Privacy Act of 2012 of the Philippines. We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

13. Governing Law & Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute, controversy, or claim arising out of or relating to these Terms or your use of clubphp.com, the parties agree to first attempt to resolve the matter through good-faith negotiation. If the dispute cannot be resolved informally within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.

For disputes relating to gaming outcomes or account decisions, players may also escalate their complaint to the relevant regulatory authority in accordance with applicable Philippine gaming regulations.

14. Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact our support team. We are available 24 hours a day, 7 days a week.